When Is The Best Time To Hire An ERISA Attorney?

Sponsors of employee benefit plans have always faced an uphill battle. One of the best long term disability insurance San Francisco company based said one reason for these challenges is that the laws regarding ERISA (Employee Retirement Income Security Act), established in 1974, along with other types of tax qualified plans have been held to extremely high standards when it comes to conduct. The plans that these sponsors operate have always been looked at with scrutiny. This scrutiny does come only from participants in these plans, but it also comes from agencies that have created regulations for the sponsors to follow.

As a result, over the past few years, the landscape around these benefit plans has become more unstable.

Retirement Industry Regulation Enforcement Have Made Participants Question Benefit Plans

Image result for plan disqualification and fiduciary liabilityFirstly, participants have started to demand more answers from sponsors, along with company officers and directors. It has also become more challenging because agencies that oversee these types of benefit plans like the Department of Labor and the Internal Revenue Service have started increasing enforcing the regulations that are already in place. In fact, these agencies have increased their workforce to accommodate the enforcement of these regulations.

As of 2012, participants of 401K plans have probably read their statements and have realized that they are paying an additional cost just to be a part of a 401K plan. By releasing these disclosures, HR departments around the country as well as regulatory agencies have seen an increase in call volume from concerned participants. It is these types of challenges that make many sponsors consider hiring an ERISA attorney.

The Importance Of Hiring The Right Legal Advisor

Not only is hiring an ERISA attorney to help you navigate the process a wise choice, it is also a decision that needs to be made carefully. The attorney will work on behalf of the sponsor and benefit plan, and must have the expertise and background to provide assistance with certain aspects of the situation and plan.
However, it is just as important to hire an attorney who truly cares about the plan and the participants. It is this type of attorney who will provide efficient and practical resolutions to the issues.

The two fundamental issues facing this industry are plan disqualification and fiduciary liability. These are two terms that could upset anyone who has a retirement plan.
Unfortunately, many people in the retirement industry are unaware of these aspects because are uneducated and have not hired an ERISA attorney.

Hiring an ERISA attorney is a decision that should be made with skill, prudence and care. The risk of fiduciary liability, as well as the benefits from the business and employees should make the decision to hire legal counsel a vital decision.

What Are The Advantages Of A Lightweight Trench Box?

Sadly, there are hundreds of workers in the construction industry that are killed every year, and thousands more are injured while on the job. Unfortunately, many of these injuries and fatalities are due to the lack of the right type of onsite protection. A lightweight trench box is a necessary piece of safety equipment that help protect workers who:

• Dig foundations
• Install valves
• Lay pipes

Shoring SystemThey are suitable for any jobs that require workers to be underground. These types of jobs depend on these boxes so the trenches remain safe for workers and free from debris. A lightweight trench box will protect workers in the event that the walls around their work area start to cave in. These boxes can also be personalized according to a particular job.

Certain details regarding the trench’s depth, soil water content, weather conditions and soil type are taken into consideration when a trench box is manufactured. There are also premade trench boxes available as well. Regulations have been established by OSHA (Occupational Safety and Health Administration regarding the types of boxes that must be used for certain types of excavations.

Uses For Trench Boxes

There are multiple uses for trench boxes in both the engineering and construction industries. They can be used for residential repairs and can also be used for more extensive construction projects. Trench shields are necessary at many work sites.

Also known as trench fields, trench boxes are often used by municipal governments for maintenance and repair work in cities. These boxes not only allow workers to complete their jobs safely, but also quicker. These boxes do not cause a lot of damage to sidewalks, streets, lawns or existing utilities and pipes. Because these boxes are constructed from aluminum, they work well with rubber and other materials.

Manhole Installation

These types of boxes are often used for installing manholes. Lightweight shields made from aluminum surround the walls in the trench, and provide a clear work area for contractors.
The boxes are also used by utility contractors during wire installation and underground work.


This is a process that works with trench boxes. This is a support system that prevents soil from caving into the excavation site. It is a technique that is often used to jobs that use trenches for foundations, roadways and underground utilities.

Various pieces of equipment are used in shoring like walls, struts, posts and sheeting. These pieces of equipment ensure the work area remains intact.

Some states have regulations in place on the lightweight trench box and shoring materials that can be used for projects. Knowing how to use this equipment properly can mean the difference between safe working areas and hazardous working conditions.

Why You Need A Texas Liquor Law Attorney

If you are planning on opening a bar or restaurant and you want to serve liquor, you should really consider getting a Texas liquor license. An attorney will make sure that you get your license without any problems and they will fill out the paperwork and handle the entire process.

Image result for Texas liquor lawsGetting a liquor license on your own can be stressful since there are so many hoops you have to go through to get one. If you make even one mistake on the paperwork you are going to get denied and it can take a long time to get approved again. You need a good attorney that has experience in filling out the paperwork and getting it right the first time.

Since the process of getting your liquor license can be so difficult, you can give yourself peace of mind by using an attorney. They will deal with the entire application process and make sure that it goes through. If you are opening a restaurant, it is important that you have the ability to serve liquor.

Your patrons are going to expect that you have the ability to serve liquor and they are going to be looking for it on the menu. If you aren’t able to serve wine or beer, you are likely to lose customers and you are going to have issues with your restaurant. You won’t make as much money.

Unfortunately, Texas liquor laws are stringent and if you don’t understand how to process the application and get the paperwork approved, you might have to wait even longer to get your license. If you want to get your license approved and you don’t want to go through the stress of trying to get it approved yourself, then a good attorney is going to be a big help.

When you are looking for an attorney, you want to make sure that you look for someone who has enough time to devote to your case and you also want to make sure that you can afford the fees. Make sure that you know what the legal fees are going to be upfront so you don’t have any problems with the fees.

Don’t risk having your liquor license get denied. Save yourself hours of stress and let a lawyer handle the paperwork for you. Spend your time running your restaurant instead of filling out forms.